Filing Bankruptcy More Than Once

Experienced California Debt Relief Attorneys

A bankruptcy filing should enable you to get your financial house in order and get control of your debts. However, life is anything but predictable and an unforeseen medical emergency, divorce or a change in employment can put you right back in the hole. The good news is filing bankruptcy more than once is a viable alternative, depending on your unique situation. At the law office of Patrick McMahon, our San Francisco debt relief lawyers can advise you on whether you are eligible to file again.

To find out if filing bankruptcy more than once is an option for you, contact our California bankruptcy lawyers online or call 415-543-9338 to arrange for a free initial consultation to discuss your situation.

Chapter 7 Filings

Under federal law, you may file for Chapter 7 bankruptcy up to three times in your life. There are further restrictions on this type of filing as well. For example, you are only eligible to make this filing once every eight years. Additionally, there are certain income requirements that must be met in order to qualify. Our dedicated Oakland Chapter 7 attorneys will thoroughly review your financial situation and history to determine if this is the right option for you.

Chapter 13 Filings

Unlike Chapter 7, there is no limit to the amount of times you can make a Chapter 13 filing, although you cannot file if you are already in the midst of a repayment plan. This may be an option for those who do not qualify for Chapter 7 or for those that have a steady income but do not make enough to satisfy their debts. At the law office of Patrick McMahon, our lawyers have extensive experience helping people get out from under the weight of crushing debt.

Call for a Free Consultation With a San Francisco Bankruptcy Lawyer

Filing bankruptcy more than once is possible. You should not have to worry about debts that you simply cannot pay. Contact our San Francisco debt relief attorneys online or call 415-543-9338 for a free initial consultation.

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We are a debt relief agency, helping individuals and small businesses in California in filing for bankruptcy under the Bankruptcy Code.